InsurBanc is an independent community bank founded by agents exclusively for agents. Organized in 2001 by the Big “I” specifically to serve independent insurance agents, InsurBanc’s distinctive culture allows them to work with you as a partner to help optimize growth opportunities and manage your agency efficiently.

You can rely on InsurBanc for custom products designed to underwrite your success.

Agency Financing

  • Perpetuation
  • Acquisition
  • Working capital
  • Producer development
  • Debt refinancing
  • Owner-occupied real estate
  • Equipment leasing

Cash Management
InsurBanc’s cash management program understands your unique seasonality and fluctuations and creates a customer package of products and services that provide the best return on your money and provide operational efficiencies. Learn more.

InsurBanc News
Stay up-to-date on important industry news and the latest products and services from InsurBanc.

Strategies for Growing Your Agency
In this article, InsurBanc President & CEO David Tralka discusses how planning for perpetuation can be used as a growth strategy. Engage key employees to start thinking like owners and help your agency stand out from the competition.

Perpetuating vs. Selling
With valuations increasing, you may be considering selling your agency. However, with selling, you no longer benefit from any future cash flows. In this article, InsurBanc’s Chief Lending Officer Robert Pettinicchi discusses why agency owners should consider perpetuating as they move towards retirement.

InsurBanc Finances Agency’s Acquisition
Read how a New York firm took advantage of low interest rates to diversify and expand their business through an acquisition. Partnering with InsurBanc provided the financing and personalized service they needed.

Succession Planning for Millennials
The next generation is here. Learn how to make your agency more attractive to this group of dynamic individuals and how the proper succession planning can make a difference. And to those millennials out there, learn how to prepare to make your mark in the industry

When an Agency Perpetuation Plan Makes Sense
In this video interview, InsurBanc President & CEO David Tralka discusses the steps an agency should take in preparing for perpetuation, and some of the financing options and obstacles that agencies might face.

For more information, call 1-866-467-2262 or visit InsurBanc online.