PUP and In-Home Business Q&A

RLI

Q. What is the current version of the Personal Umbrella Application? 
A. It is form PUP 276 (11/13), which is available on this website (pdf).
 
Q. What are the current personal umbrella policy rates? 
A. Rates effective 1/1/15are available here (pdf)

Q. What is the current version of the In-Home Business Application? 
A. It is form HBP 108 (03/14), which is available on this website (pdf).
  
Q.  What are the current In-Home business rates?
A.  Rates effective 3/1/15 are available here (pdf). 

Q. Where do I send new applications? 
A. You send to FMS, PO Box 16579, Tallahassee, FL 32317. 

Q. To whom do I make checks payable for new applications? 
A. You make checks payable to FAIA Member Services, Inc. 

Q. Do I send the gross amount or the net amount?
A.
You send the gross amount. 

Q. What is our commission? 
A. It is 10% for personal umbrellas and 12% for in-home business policies. 

Q. Can I bind coverage? 
A. No, RLI does not offer binding authority. We can honor the requested effective date if we receive a complete and acceptable application within 10 days of the requested date. 

Q. When is the policy bound? 
A. When the policy is issued and we have a policy number.